Sahara India Refund Process 2025: Step-by-Step Guide, Eligibility, Dates & Online Application
Complete Guide: Sahara India Refund Resubmission Process (2025)
1. What’s the CRCS Sahara Resubmission Portal?
The CRCS Sahara Resubmission Refund Portal is a secure, government-backed digital platform created under Supreme Court supervision to help genuine depositors of four Sahara cooperative societies re-submit refund claims that were previously rejected or marked “payment failed.”
The platform operates exclusively online—offline or physical submissions are not permitted.
2. Which Societies Are Eligible?
Refund eligibility applies to members of these four Sahara cooperative societies:
- Sahara Credit Cooperative Society Ltd. (Lucknow)
- Saharayn Universal Multipurpose Society Ltd. (Bhopal)
- Humara India Credit Cooperative Society Ltd. (Kolkata)
- Stars Multipurpose Cooperative Society Ltd. (Hyderabad)
Only those who deposited—and had outstanding dues—before:
- 22 March 2022 for the first three societies, and
- 29 March 2023 for the Stars society
are eligible to apply.
3. Why Can You Resubmit?
If your original claim was:
- Rejected due to deficiencies, or
- Tagged as a Payment Failed Application (where payment wasn’t completed to your Aadhaar-linked bank account),
you’re allowed to re-submit via the portal.
4. Refund Amount Limits & Timelines
- Claims up to ₹5 lakh are currently accepted for resubmission. There’s no portal support yet for amounts above ₹5 lakh.
- Higher claim resubmission limits will be notified later.
- The complete refund process—from submission to final disbursement—usually takes about 45 working days.
5. Step-by-Step Resubmission Process
- Go to the Resubmission Portal (usually hosted at
mocresubmit.crcs.gov.in). - Enter your 14-digit Claim Request Number (CRN) and solve the captcha.
- The portal fetches your Aadhaar reference:
- If successfully retrieved, an OTP is sent to your Aadhaar-linked mobile number.
- Otherwise, you may need to manually enter your full 12-digit Aadhaar number.
- Validate OTP and proceed. You’ll see your attempt to resubmit the existing (not new) claim.
Important: Once you generate the resubmission form, no further edits or updates are allowed—so review carefully before finalizing.
You may exit and continue later if your form is incomplete; it will be saved until you finalize.
6. Essential Requirements and Notes
- Mandatory Aadhaar-seeded bank account and Aadhaar-linked mobile number—without these, you cannot file the resubmission.
- PAN card is required for claims of ₹50,000 or above.
- The portal is SSL-secured; your Aadhaar information is encrypted and not stored in plaintext.
- All submissions are free of cost.
7. How Refunds Are Disbursed
Once the resubmission is accepted and verified by the Sahara societies via CRCS, the refund is directly credited to your Aadhaar-linked bank account—typically within 45 working days of submission. Notification is sent via SMS and portal updates. (The Economic Times, The Economic Times, Scribd)
8. Progress So Far
As of July 2025, over ₹5,139 crore has been refunded to 27.33 lakh depositors using this portal—demonstrating substantial progress in compensating claimants. The refund window has been extended until December 31, 2025, so eligible depositors still have time to claim. (Angel One)
| Feature | Details |
|---|---|
| Portal Type | Fully digital, secure, SSL-protected |
| Eligible Societies | Four Sahara cooperative societies |
| Eligible Dates | Deposits before March 2022/2023 depending on society |
| Refund Amount Cap | Up to ₹5 lakh (more later) |
| Processing Time | ~45 working days |
| Form Edits | Not allowed once generated |
| Mandatory Requirements | Aadhaar-seeded bank & mobile, PAN if claim ≥ ₹50k |
| Cost | Free |
| Disbursement | Aadhaar-linked bank account |
| Progress | ₹5,139 Cr refunded to 27.33 lakh depositors |
| Deadline | Extended to Dec 31, 2025 |
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